Message from the President

MS&AD InterRisk Research & Consulting, Inc., plays a central role in the risk-related services business within the MS&AD Insurance Group's vision of "creating a world-leading insurance and financial services group". For more than a quarter of a century, since our founding in January 1993, we have provided a variety of services that meet the diverse expectations of our clients, including consulting, research, surveys, seminars, lectures and writing reports on risk management. We have been able to consistently expand our business by gaining the trust of many clients by proposing solutions to social issues such as disaster prevention, disaster mitigation, and response to new risks. I would like to express my sincere gratitude to all of our clients.

"In its medium-term management plan (2022-2025), MS&AD Insurance Group is carrying out a ""CSV x DX"" strategy to solve client's problems and social issues and achieve CSV (Creating Shared Value) which includes the improvement of the customer experience value, by using digital technologies. MS&AD Insurance Group is trying to develop and launch products and services that offer new value before and after coverage and protection, in addition to compensation for economic losses.

MS&AD InterRisk Research & Consulting, Inc., also established a medium-term management plan based on ""enhancing risk management and expanding business opportunities using digital technology and data"" with the aim of dramatically increasing our corporate value. We will continue to use digital technologies and data to advance the risk management services we have refined to date and create new services, to provide more appealing and convenient means of resolving issues."

We, MS&AD InterRisk Research & Consulting, Inc., believe that our raison d'etre (purpose) is to contribute to the continuity and stable development of our clients' businesses by making both before and after coverage and protection robust and completing risk management. For the "before coverage and protection phase", we will continue to develop and provide solutions to prevent and predict accidents and disasters, remove the causes of risk, and mitigate risk. For the " after coverage and protection phase", we will keep developing and providing solutions to accelerate recovery and restoration and minimize secondary damage.

As a risk-related consulting firm, MS&AD InterRisk Research & Consulting. Inc., has Japan's top-level consultants and consulting services, and we are committed to improving our quality by refining our high-level expertise. We will firmly establish our position as a platformer for risk solutions by meeting our clients' expectations and earning their trust, and grow together with society.

Masashi Ippongi, President